Following an accident in Flushing, MI, your auto insurer expects you to promptly get in touch with them if you want to make a claim. However, there are a few steps that you will want to take before picking up the phone and calling your auto insurance provider:
- Call the Police. Right after an accident, unless you and the other driver both agree to forget about it and cover your own damages out of pocket, you will want to call the police and file a report. When you call your insurer, they’ll want a police report number. If you didn’t file a report at the scene of the accident, you could stop by the police station at a later date to file it.
- Decide if it’s Worth Filing. If there was no other driver involved, then you’ll want to consider whether it’s worth filing a claim. If the deductible would be bigger than the claim, then, of course, it’s not really worth it. But if you have serious damages to cover, that’s what insurance is there for.
- Take notes. Our memories have a way of changing over time. So make sure you’re clear on what happened. Take photos, read your police report, and make sure you’re clear on the incident so that you don’t wind up giving your insurer any conflicting information.
With all that out of the way, it’s time to file your claim. Just call your insurer, and they’ll let you know what to do next.
If you’re still looking to get covered in Flushing, MI, or if you have any questions, get in touch with Bachmann Insurance Agency. Call us, or hop on the Bachmann Insurance Agency website and see what we can do for you.